At Modest Dentistry, we keep costs clear and simple. We help patients understand their dental insurance and payment options with ease. Our team explains benefits before treatment so you can choose care with confidence at our Phoenix and Scottsdale locations.
Dental Insurance Plans
Most plans help cover preventive visits, exams, and cleanings. Many also include basic and major restorative care. Coverage varies by plan, so we review estimates, submit claims, and outline any expected out-of-pocket costs. Patients may have employer or individual dental insurance plans. Plans can include deductibles, annual maximums, and waiting periods. We verify coverage ahead of time and share clear estimates, so there are no surprises on the day of your visit.
In-Network Insurance Plans
We accept in-network dental insurance across many PPO carriers and file claims as a courtesy. We are in network with many PPO carriers and file all claims as a courtesy. Below is a representative list. If you do not see your plan, call us. We accept most major PPOs and do not accept Medicaid.
Dental Financing
No insurance. No problem. Our office has affordable dental financing options with monthly plans that fit your budget. Ask us for a quick estimate after your treatment plan, and we can review monthly options that fit your goals. We partner with CareCredit dental financing and Sunbit dental financing. Terms and flexible dental payment plans vary by lender, and approvals are often fast with straightforward applications. Our team will guide you through the steps from start to finish.
Financing Providers
- CareCredit
- Sunbit
- Other third-party financing
Out-of-Pocket Payments
Our office accepts cash, checks, and major credit cards to make payments simple. Co-pays, deductibles, and any amounts not covered by insurance are due at the time of service. Financing may be used for part or all of your balance if approved.
Explore Affordable Insurance and Financing
Discover flexible payment solutions at Modest Dentistry in Phoenix and Scottsdale, Arizona. Our team simplifies insurance verification and financing, helping every patient access quality care with confidence and clarity. Call to review your benefits, monthly options, and next steps today.